About a year ago, I realized that I was tired of living like I didn't have any money. I have always been extremely frugal, but I was tired of living on cheap foods and doing boring activities during my free time. In order to make things right, I decided to start spending a little extra money. I began eating out more often, trying new fun activities with my friends, and taking a little extra time away from work. The difference that it made in my life was astounding. This blog is dedicated to helping other people learn how to live a little--even if they tend to be a little tight with their money.
Posted on: 23 June 2016
If you are in a tight spot and are unable to pay your rent on time, you might be worried about getting evicted. It's true that many landlords will evict tenants who do not pay their rent as they are supposed to, but there are a few things that you can do to help keep your home. Talk to Your Landlord First of all, even though you might not want to, it is always best to talk to your landlord when you're in this situation. [Read More]
Posted on: 22 June 2016
Getting a mortgage requires a lot of different steps, and one of these steps involves a credit check. When you apply for a mortgage loan, the lender will need to verify your credit score before approving your loan. If you want the best mortgage rate possible, you will need to make sure your credit is as high as it can be, and there are certain things you should do and shouldn't do relating to your credit before you apply for a loan. [Read More]
Posted on: 22 June 2016
If you are planning on opening a small business and are thinking about using your personal bank in order to finance your business, consider a commercial bank instead. Commercial banks offer a number of services to small business owners that can be beneficial to getting your business up and running. Commercial Bank A commercial bank specializes in working with businesses. The commercial bank accepts deposits and lets you withdraw your money, just as your retail bank would. [Read More]
Posted on: 21 June 2016
If you're the owner of a small business that's looking to stop leasing office space, a commercial mortgage is the way to go. However, you may find that the requirements for a commercial mortgage are more stringent than the residential mortgage process. Commercial mortgage loans aren't typically backed by a governmental agency, so commercial mortgage lenders tend to be a bit more strict when they're considering whether or not to loan money to a business. [Read More]