• The Pluses And Minuses Of Bad Credit/No Downpayment Mortgage Loan Programs

    If you have bad credit and cannot afford a downpayment on a mortgage, many lenders might tell you to forget ever owning a house. However, you might be wondering where all of those loan programs from the early 2000's went--the ones that helped just about anyone get into a house, even if they had bad credit and no money to put down. Most of those lenders went bankrupt or stopped offering these loans when it became apparent that these homeowners were going to owe more than their new homes were worth. [Read More]

  • Losing Patients In Your Dental Practice? Turn It Around With These Tips

    If your dental practice is losing patients and money, you may wonder how you can turn around your business before it completely goes under. There can be many reasons that patients don't turn to you for their dental needs. Some patients may not like the atmosphere in your office, while others may feel uncomfortable with your staff. Here are things you can do to turn your dental practice around now. [Read More]

  • Post Wedding Paydown: How To Juggle Your Wedding Loans As Newlyweds

    The average wedding in the United States costs around $26,000, not including the post-wedding honeymoon or traveling phase. Much of this also does not include any after wedding moving that you may be doing as a couple or any gifts that you choose to give to one another. With all of the expenses that crop up during the wedding and honeymoon, many couples choose to take out personal loans to pay for their big day and to have a little money afterwards for their big honeymoon. [Read More]

  • What To Do If You Can't Pay Your Rent

    If you are in a tight spot and are unable to pay your rent on time, you might be worried about getting evicted. It's true that many landlords will evict tenants who do not pay their rent as they are supposed to, but there are a few things that you can do to help keep your home. Talk to Your Landlord First of all, even though you might not want to, it is always best to talk to your landlord when you're in this situation. [Read More]

  • Things To Do And Not Do With Your Credit When Applying For A Mortgage Loan

    Getting a mortgage requires a lot of different steps, and one of these steps involves a credit check. When you apply for a mortgage loan, the lender will need to verify your credit score before approving your loan. If you want the best mortgage rate possible, you will need to make sure your credit is as high as it can be, and there are certain things you should do and shouldn't do relating to your credit before you apply for a loan. [Read More]

  • Commercial Banking Has Many Services To Offer Small Business Owners

    If you are planning on opening a small business and are thinking about using your personal bank in order to finance your business, consider a commercial bank instead. Commercial banks offer a number of services to small business owners that can be beneficial to getting your business up and running. Commercial Bank A commercial bank specializes in working with businesses. The commercial bank accepts deposits and lets you withdraw your money, just as your retail bank would. [Read More]

  • Two Tips To Help Your Small Business Get A Commercial Mortgage

    If you're the owner of a small business that's looking to stop leasing office space, a commercial mortgage is the way to go.  However, you may find that the requirements for a commercial mortgage are more stringent than the residential mortgage process.  Commercial mortgage loans aren't typically backed by a governmental agency, so commercial mortgage lenders tend to be a bit more strict when they're considering whether or not to loan money to a business. [Read More]

  • FAQs About A Lien Against A Workers' Comp Settlement

    If you settled your workers' compensation claim for a lump sum, you should receive payment after signing a release. However, if you have a lien on your settlement from a medical care provider, you have to settle it. If not, you could face serious consequences. If you have been notified there is a lien on your settlement, here is what you need to know.  Is It Truly A Lien? In personal injury cases, such as workers' compensation, a lien or claim for reimbursement can be used to collect funds that are owed from medical treatment. [Read More]

  • Three Myths About Investing In Startups

    Sound investing can be an excellent way of growing your money and net worth. Unfortunately, there are many people that may not have much experience when it comes to investing, and as a result, they may not be very informed about the various options that are available. While stocks and bonds can be common investment options, startups can also represent an excellent option for investing. However, if you have limited experience with investing in startup companies, you may need to have a few myths about this type of investing dispelled. [Read More]

  • Having Money Problems After Retiring? How A Financial Guidance Center Can Help

    If you are struggling to keep financially solvent after retiring, you are not alone. Many senior citizens are finding that the cost of living increases over the years has exceeded what they had planned on. You may be having trouble with medical bills and prescriptions, or perhaps are still trying to pay off some debts you acquired while raising a family. You do not have to go through this alone, and there is help available. [Read More]