finance--money

  • Things To Do And Not Do With Your Credit When Applying For A Mortgage Loan

    Getting a mortgage requires a lot of different steps, and one of these steps involves a credit check. When you apply for a mortgage loan, the lender will need to verify your credit score before approving your loan. If you want the best mortgage rate possible, you will need to make sure your credit is as high as it can be, and there are certain things you should do and shouldn't do relating to your credit before you apply for a loan. [Read More]

  • Commercial Banking Has Many Services To Offer Small Business Owners

    If you are planning on opening a small business and are thinking about using your personal bank in order to finance your business, consider a commercial bank instead. Commercial banks offer a number of services to small business owners that can be beneficial to getting your business up and running. Commercial Bank A commercial bank specializes in working with businesses. The commercial bank accepts deposits and lets you withdraw your money, just as your retail bank would. [Read More]

  • Two Tips To Help Your Small Business Get A Commercial Mortgage

    If you're the owner of a small business that's looking to stop leasing office space, a commercial mortgage is the way to go.  However, you may find that the requirements for a commercial mortgage are more stringent than the residential mortgage process.  Commercial mortgage loans aren't typically backed by a governmental agency, so commercial mortgage lenders tend to be a bit more strict when they're considering whether or not to loan money to a business. [Read More]

  • FAQs About A Lien Against A Workers' Comp Settlement

    If you settled your workers' compensation claim for a lump sum, you should receive payment after signing a release. However, if you have a lien on your settlement from a medical care provider, you have to settle it. If not, you could face serious consequences. If you have been notified there is a lien on your settlement, here is what you need to know.  Is It Truly A Lien? In personal injury cases, such as workers' compensation, a lien or claim for reimbursement can be used to collect funds that are owed from medical treatment. [Read More]

  • Three Myths About Investing In Startups

    Sound investing can be an excellent way of growing your money and net worth. Unfortunately, there are many people that may not have much experience when it comes to investing, and as a result, they may not be very informed about the various options that are available. While stocks and bonds can be common investment options, startups can also represent an excellent option for investing. However, if you have limited experience with investing in startup companies, you may need to have a few myths about this type of investing dispelled. [Read More]

  • Having Money Problems After Retiring? How A Financial Guidance Center Can Help

    If you are struggling to keep financially solvent after retiring, you are not alone. Many senior citizens are finding that the cost of living increases over the years has exceeded what they had planned on. You may be having trouble with medical bills and prescriptions, or perhaps are still trying to pay off some debts you acquired while raising a family. You do not have to go through this alone, and there is help available. [Read More]

  • Need Money But Short On Time And Your Credit Is Bad? The Best 3 Options

    If you need a few hundred dollars and you don't have a lot of time to get it, there are a few things you can do try to do to get the money that you need fast. You will want to stop spending and start saving, and look into the following three options to get some cash as soon as possible. Scrap Metal Do you have anything around your house or property that could be valuable at the scrap yard, and worth enough that you wouldn't have to borrow money from anyone? [Read More]

  • Starting A Business? A Few Tips To Make Your First Business Tax Preparation Easier

    Preparing taxes can be a stressful chore for anyone, but when it comes to doing a business tax return, things get even more stressful. It won't matter whether you are doing the return yourself or paying a professional to do it for you. However, if you are starting a business, there are some things you can do throughout the year to make everything much easier when you go to file your taxes. [Read More]

  • Three Reasons Why You Should Take Your Newly Working Teenager To Your Tax Preparer

    If your teenager has their first job, it is the best time to start helping them become financially responsible. Getting the first check ever can be exciting and the temptation for your child to spend their hard earned money can be difficult to resist. You want to help your child learn responsibility, including how much to save and why. During tax season, you want to make sure your child understands the tax process and files their taxes appropriately. [Read More]